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Ensuring subsequent accountability by appointed guardians can also be problematic. guitar lake shadow love of my life poster The powers assigned to a guardian can be abused to misappropriate the elder person’s assets.

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although the banking industry has been reported to resist such inclusion because of its fear of additional government control over and involvement in its operations (Choi et al., 1999; Tom, 2001). guitar lake shadow love of my life poster Some states have instituted laws that specifically provide immunity to employees of financial institutions who had reasonable suspicion that a consumer is a victim of financial abuse and reported this information to the proper authorities . Beauchamp argues that legal interventions to redress financial abuse of the elderly will inevitably be flawed and that no set of laws can be made perfect. In particular, he asserts an inherent tension between competing priorities that, on the one hand, seek to protect elder persons from people who desire to financially abuse them and,

on the other hand, seek to respect the wishes of elder persons, which often include a desire to retain their independence. Also, he notes that the greater the level and extent of protections established, the greater the cost. He concludes the problem may not be a need to reform the law or to create new laws, but a need to enforce existing law. Furthermore, he contends, any approach will necessitate reliance on the good faith and efforts of the people assisting elder persons with their financial affairs, whether it be a family member, a fiduciary, or a judge, and there is little that laws can do to make people more caring or diligent in their duties. In general, there is little screening of potential candidates and review of their qualifications, notwithstanding that they may be responsible for managing significant wealth and ensuring the financial health of the elder person.